Home

Blacklisted? Can't get car finance?

Rent to Own a Car

It takes 3 Simple steps you can get back into the driving seat!

Rent to Own Cars in South Africa

Drive today, own tomorrow with our easy rent to own car and vehicle solutions

Struggling to qualify for traditional car finance? With Earn-A-Car’s rent to own cars and rent to buy vehicles, you can get behind the wheel of a reliable car or bakkie without needing bank approval, credit checks, or long-term loans. We make car ownership possible – faster, simpler, and more affordable.

How Our Rent to Own Vehicle Program Works

Getting your next car is easier than you think:

  1. Complete our instant online application form
  2. Our team reviews your application and contacts you to finalise
  3. Get approved and collect your vehicle – often within 24 hour

You’ll need a few simple documents like proof of income, ID, and a valid driver’s license. That’s it – no credit history worries, no banks – just freedom to move

Get back into the driver’s seat!

  • No Credit Checks, No Banks: We don’t rely on banks or your credit score to decide if you qualify. Our rent to own vehicles program focuses on affordability and accessibility – so you can get moving without financial barriers. Your credit history has no effect on your ability to Rent to Own a car with us!
  • Fast Approval & Quick Turnaround: Our online process is quick and simple. Apply, get approved, and collect your rent to own vehicle within 24 hours once your application is complete.
  • Flexible Ownership Options: You’re not tied too complicated finance deals. Choose how long you rent, rent to own cars and decide if you want to keep the vehicle at the end of your term or return it with minimal fuss.
  • Wide Range of Cars & Vehicles: From smaller commuter cars to spacious family vehicles and dependable work bakkies, our fleet of rent to own vehicles gives you a choice that matches your lifestyle and needs.
  • Available Across South Africa: No matter where you’re based – from Johannesburg, Durban, Eastern Cape and Cape Town or beyond – our rent to buy cars programme supports customers nationwide.

Who can benefit from Rent to Buy Cars?

This solution is ideal for:

  • Individuals with challenged credit or blacklisted status

  • First-time buyers without large deposits

  • Anyone wanting car ownership without bank finance

  • People who need affordable, flexible vehicle solutions

Just 3 simple steps

Get behind the wheel of your own car in 3 easy steps!

Complete our Instant Approval Form.

We contact you to finalise the agreement.

Collect your car within 24 hours!

Get in touch