When you rent a car – including a rent-to-own car – it is very important that you have the proper insurance coverage so that you are covered for all eventualities. There are several types of rental car insurance coverage, and you need to have all of them to keep you and the vehicle protected. Let’s take a look at some of the most important ones.

Supplemental liability protection

Supplemental liability protection is offered at the time of rental and provides third-party liability protection for both the renter and the vehicle owner. The protection covers third-party claims for damage to property and medical costs in respect of the other party’s injuries.

Collision damage waiver

When you rent a car, your default position is that you are responsible for the full cost of any damages incurred while you are using the vehicle (except in cases where an accident is the responsibility of a third party, of course). When you opt for a collision damage waiver, you relieve yourself of this liability and will only be responsible for a minimum, specified amount if you should cause an accident while driving the car.

Personal effects coverage

Personal effects insurance is offered at the time of rental and protects the renter and members of their immediate family against loss or damage.

Earn-a-Car offers pre-owned and new vehicles in top condition to rent-to-own, with manageable monthly payments. With our rent-to-buy car finance option, you have the opportunity to get behind the wheel of a car you will eventually own! Instead of considering buying a new vehicle, come to Earn-a-Car for a rent-to-own option. To find out more about our offering, the vehicles we offer, our payment options and the various types of rental car insurance coverage, visit our website Rent to Own a Pre-owned Car in 3 Easy Steps (earnacar.co.za) or give us a call today.