What does it take to get car finance with bad credit?

What does it take to get car finance with bad credit?

By | 2017-06-30T10:50:22+00:00 10 July 2017|Blacklisted credit, Blog|

Car finance with bad credit used to be a nightmare! It can still be close to impossible if you narrow your focus to traditional car financing. But, with bad credit common after the financial crisis of 2008 and becoming more widespread with rapidly increasing living costs and the current state of the SA economy, car finance with bad credit is a universal need. This demand is now answered with services such as Earn-a-Car’s rent-to-own car finance deals.

Rent-to-buy car finance on pre-owned vehicles

Buying a car while blacklisted or with bad credit no longer means that you have to pay cash for a low-priced pre-owned vehicle that could come with any number of problems, be unreliable and cost you even more at a time when you can least afford it.

If you are no longer blacklisted but still suffer from a bad credit history, it no longer means that while you can get vehicle finance, you have to settle for the most expensive options because of being regarded as a ‘high risk’.

With rent-to-buy car finance deals on pre-owned vehicles, you get peace-of-mind and affordable plans. Value added services such as accident cover, breakdown support and warranties take the risk out of parting with that hard-saved down-payment. Low monthly payments, along with cash-back to invest in ownership, will allow you to recover financially. You will eventually own your car, without facing the same level of high monthly fixed expenses that helped put you in that difficult situation in the first place.

All you need is a small down payment, proof of income and trust in the services offered by a car finance company that understands the challenges you have faced and are still facing. You can get instant approval for a vehicle that suits you, with a very low down payment and minimal disposable income.

Contact us at Earn-a-Car today for more information on how we can help you choose the best vehicle to suit you, your pocket and your personal or business aspirations – no matter your circumstances.