Whether you have bought a car by means of traditional vehicle financing or whether you are using a rent-to-own option, you will want to consider the different auto insurance options available to you. While normal car insurance generally covers damage to the vehicle caused by an accident, mechanical breakdown insurance covers other repairs that weren’t caused by a collision [...]
When most people start looking for a new or second-hand car, they assume that car financing is the only way to go about it. There are a number of alternative financing options to get you behind the steering wheel and traditional financing from a bank isn’t always the best way to go about it. One of the reasons why [...]
As leaders in the rent to buy industry, we know which types of insurance and ‘extras’ are essential to car owners. Many people skimp on roadside assistance insurance when they buy a car because they wrongly believe that nothing will ever go wrong (and they would obviously rather save the money). Roadside assistance is a must-have for every person [...]
Many South Africans realise (with a shock!) that they have been blacklisted when they try to apply for credit but are denied. The word ‘blacklisted’ can mean a number of different things, so it’s important that you understand how it applies to your unique situation. You could, for example, be blacklisted by a certain credit provider. If your account [...]
In South Africa, most people take their long holiday over the December period. Many people, however, need a break after the first five or six months of the year and many schools are closed for a few weeks during winter. Here are a few great places to go to this winter: Tiffendell Ski Resort What better way to spend [...]
According to the AA’s website, there are over half a million unroadworthy cars on South Africa’s roads. Not only is it a crime to drive an unroadworthy vehicle, but it could put your life and other people’s lives at risk. Every new or used car sold in the country must pass a roadworthy test before it can be registered [...]
Buying a used car has a number of benefits. Not only will you be saving money by not having to experience the rapid car depreciation experienced in the first two years but if you do your research you can find really excellent deals. If you are considering buying a second-hand car, you do need to ask these important questions [...]
So, you’ve established a realistic monthly car payment that fits into your budget, been to a few car dealerships, browsed online, read car reviews, considered the petrol consumption and have taken the car that fits your needs for a test drive. Once you have decided on your ideal car, now is the time to decide on vehicle financing and [...]
Do you want to buy a new set of wheels but would also like to avoid having to pay high administration, service fees and interest rates? One of the ways to avoid these additional costs is to buy a car upfront, which majority of people aren’t able to do. If this sounds like you, then you should consider rent-to-own [...]
If you have a bad credit score rating, then you have probably found it difficult to obtain anything from a cell phone contract to a vehicle loan. Regardless of affordability, regulatory institutions in South Africa have a mandate to only provide credit to people who have a good to fair credit rating. The good news is that the right [...]
