Life happens to the best of us. Whether it’s an illness or an accident, or even home repairs, if you don’t have savings in place for when those unexpected costs arise, debt soon becomes an unpleasant reality. It can affect your credit record adversely for years to come, especially when it comes to applying for motor vehicle finance in South Africa.

So how do we help people get car finance with bad credit?

Well, Earn-a-Car is changing the face of motor vehicle finance in South Africa by making car finance available to everyone, even those who have been blacklisted. Unlike most vehicle finance companies, we actively help you rebuild your credit record by giving you cash back every month to help you pay off your car! So, how does it work?


It’s easy!

  1. Simply select the car of your choice from our wide range of great deals.
  2. We credit your upfront fee against the purchase of the car from us.
  3. And then, for every monthly payment you make, you’ll earn R300 cash back!
  4. When used together, the upfront fee and the monthly cash back will help you take ownership of the car you chose in as little as 54 months!


And at the end of it all, you’ll have a shining credit record to prove that you took on credit and paid it on time, every month. This can lead to more favourable conditions, such as lower interest rates in future.


Motor Vehicle Finance With you in Mind
Of course, there are various requirements that need to be met – such as having proof of income and a minimum down payment of R16 500. However, if everything is in order, you could be driving out of our showroom in your brand-new car in under an hour. It is the easiest way to finance a car.


So, what are you waiting for? Our experienced consultants are on hand to give you all the advice you need. Contact us today to find out how we can help you!