Earn-a-Car https://www.earnacar.co.za Rent to own a pre-owned car Wed, 07 Oct 2020 15:41:26 +0000 en-US hourly 1 https://wordpress.org/?v=5.4.2 The importance of car maintenance https://www.earnacar.co.za/the-importance-of-car-maintenance/ Wed, 21 Oct 2020 06:35:19 +0000 https://www.earnacar.co.za/?p=94570 When you purchase a car, either through a loan from a bank, vehicle finance or on a rent-to-buy basis, it is essential that you service and maintain your vehicle, constantly. Regular maintenance is crucial for several reasons, both mechanical and financial. Maintenance extends the life of your rent-to-own car The most obvious benefit of maintenance [...]

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When you purchase a car, either through a loan from a bank, vehicle finance or on a rent-to-buy basis, it is essential that you service and maintain your vehicle, constantly. Regular maintenance is crucial for several reasons, both mechanical and financial.

Maintenance extends the life of your rent-to-own car

The most obvious benefit of maintenance is that it keeps your car in good condition, takes care of any mechanical problems that arise from time to time, and ensures that you have full use of your car, for longer. You also reduce the probability of breakdowns and give yourself peace of mind, knowing that, barring anything unexpected, your car will provide you with safe and smooth travels.

Regular services reduce your repair costs

Regular services help you to keep track of general wear and tear on your vehicle and to fix any problems as and when they occur. If your car is not serviced and then breakdowns suddenly, you are most likely to find yourself having to deal with expensive repairs. 

A full service history improves the resale value

If you maintain your car and are able to provide proof of your vehicle’s service history, you can ask for a higher price for the vehicle when you decide to sell it. Like an asset, a car needs to be maintained, for you to get the best from it. While it is true that a car’s value does not appreciate as time passes, you can still keep its value relatively high through good, regular maintenance. 

Need a new car? Consider rent to buy car financing 

At Earn-a-Car, our rent-to-own plan is available to anyone who needs a pre-loved car. Complete the online pre-approval short-form and check out our minimal requirements. If you do qualify, we will get back to you. For more information, give us a call today.

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How our rent-to-own car finance plan can help you https://www.earnacar.co.za/how-our-rent-to-own-car-finance-plan-can-help-you/ Wed, 14 Oct 2020 07:22:43 +0000 https://www.earnacar.co.za/?p=94563 Earn-a-Car offers you the opportunity to rent-to-own your car. Simply put, rent-to-own means that you can rent a car for a specific time and at the end of the term, once you have met the financial obligations, you are the proud owner of your car. To qualify, you need to meet the criteria listed below [...]

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Earn-a-Car offers you the opportunity to rent-to-own your car. Simply put, rent-to-own means that you can rent a car for a specific time and at the end of the term, once you have met the financial obligations, you are the proud owner of your car. To qualify, you need to meet the criteria listed below and complete a short online application form. If you meet the criteria, we will call you and you could be driving away in your car within 24 hours!

Who should take advantage of rent-to-own car deals?

Rent-to-own car deals at Earn-a-Car, is a great option for anyone searching for alternative vehicle finance options. 

Our rent-to-own car finance is perfect for people who do not have an excellent credit score but are earning an income and do have proof of income. This is also a suitable option for people who have struggled to get a loan from a bank, or vehicle finance company. We do also help young professionals who have not established a credit record yet. We even help people who need car finance but have been blacklisted. If you are a working adult and your car finance application has been rejected, then rent-to-own a car is a good option for you. 

And, you have the opportunity to earn R750 for every lead that converts into a sale at Earn-a-Car.

Here’s what you need 

To qualify for a rent-to-own car from Earn-a-car, you need to be a South African citizen and reside in either Gauteng or Witbank. 

You also need to:

  • Have a minimum upfront payment amount of approximately R16,500 or more (approximately 20% of the value of the car you choose)
  • Be able to afford a minimum monthly payment amount of approximately R4,500pm. This amount includes limited insurance, cash back, a tracking system, 24 hour breakdown support and accident support
  • Have a valid driver’s license
  • Have proof of ID 
  • Have proof of residence 
  • Have original bank statements for 3 months or more
  • Have a recent payslip or proof of income,
  • Have no criminal record 
  • Have no previous unresolved issues with Earn-a-Car
  • Be 25 years or older if you are a male

If you are looking for car finance but do have a low credit score, then Earn-a-Car is a good option. We make sure that your credit history and finances do not impact your chances of driving home in your own car. With our rent-to-buy car finance option, you have the opportunity to get behind the wheel of a car you will eventually own! To find out more, go to our website or give us a call today. 

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5 Questions to Ask Before you Finance a Rent-to-Buy Car https://www.earnacar.co.za/5-questions-to-ask-before-you-finance-a-rent-to-buy-car/ Wed, 07 Oct 2020 07:35:56 +0000 https://www.earnacar.co.za/?p=94552 It is incredibly important to choose the best vehicle finance plan before buying a new or pre-loved car. Earn-a-Car offers a rent-to-buy finance plan that is not dependent on your personal credit history and you won’t be paying interest. The plan that you choose needs to cater for your needs, lifestyle and budget. Here are [...]

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It is incredibly important to choose the best vehicle finance plan before buying a new or pre-loved car. Earn-a-Car offers a rent-to-buy finance plan that is not dependent on your personal credit history and you won’t be paying interest. The plan that you choose needs to cater for your needs, lifestyle and budget. Here are some important factors you need to know about the various vehicle finance options. 

Which vehicle finance plan should I choose? 

There are several vehicle finance options: 

Installment sale:

  • Vehicle must be used privately
  • A 10% down payment is required
  • A maximum of 54 months to pay off the vehicle 

Lease:

  • The vehicle needs to be used for production of income
  • No upfront down payment is required
  • Good credit rating is required
  • Work-related vehicles require upkeep on taxes
  • Maximum lease term is 60 months

Residual Lease:

  • You need to finance up to 60% of the purchase price and pay off the remainder 40% over a fixed term.
  • Appropriate for business owners

Access Bond:

  • Use the financial equity in your home to finance your vehicle 
  • Monthly payments are less expensive, however
  • Paying the car off over the extended period of your bond, the amount of interest accrued on your home loan, increases significantly.  

How long will it take to pay off a car? 

Most people assume that the only way to finance a car is by either taking out a loan from a bank, or financing the car through a vehicle finance company. However, Earn-a-Car offers a rent-to-buy finance plan that gives you the opportunity to avoid having to pay high interest rates on your monthly repayments. Our rent-to-buy car finance option is interest free. Every monthly payment that you make, goes towards making your car, officially yours in as little as 4 years!

What interest will I be paying?  

You want to aim to get the lowest interest rate possible, which is dependent on your credit score and history. You will need to speak to different dealerships and compare deals. At Earn-a-Car, the rent-to-buy vehicle finance plan is interest free.

How much money is required upfront? 

In most instances, vehicle finance companies require at least a 10% deposit. The percentage is based on the sales price of the car. For example, if you are purchasing a car for R200,000, the deposit would be R20,000. At Earn-a-Car, an upfront payment of approximately R16,000 is required. This does depend on the car you choose. 

Rent-to-buy vehicle finance provides an easy alternative to expensive bank loans and high interest rates that financial companies charge.  At Earn-a-Car, your credit score will not affect the chance of you owning your own car. Contact us today for more information. 

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Frequently asked car insurance questions for a rent-to-own car https://www.earnacar.co.za/frequently-asked-car-insurance-questions-for-a-rent-to-own-car/ Fri, 02 Oct 2020 14:27:52 +0000 https://www.earnacar.co.za/?p=94549 Before you buy a new car, it is important to consider the different car insurance options available. At Earn-a-Car, we offer an easy vehicle finance option – rent-to-own. This is a great option if you are looking for interest free car finance and when it comes to car insurance, Earn-a-Car is always available to guide [...]

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Before you buy a new car, it is important to consider the different car insurance options available. At Earn-a-Car, we offer an easy vehicle finance option – rent-to-own. This is a great option if you are looking for interest free car finance and when it comes to car insurance, Earn-a-Car is always available to guide you, if you find yourself in an event of theft, fire, loss or an accident. To help you choose the best car insurance plan that suits you, here are  a few considerations to keep in mind: 

What is car insurance? 

Car insurance is financial protection against any damages to your car. Some insurance plans also protect you in accident-related events, where a person claims property damage against you. To be protected by car insurance, you need to pay a monthly premium. This acts as a safety net that provides you with protection against risk. Depending on the type of insurance option you choose, the insurance cover will also protect you in incidents such as theft, fire and accident-related injuries to yourself or a third-party. 

What are the different car insurance options?

Car insurance plans differ in price and the level of cover. Comprehensive car insurance is the most expensive cover, because it provides comprehensive cover against hijacking, damage, collision, theft and fire. This type of insurance also covers you from third-party claims. Limited car insurance is a less expensive option when compared to comprehensive cover, and it also covers you for hijacking, theft, fire and third-party claims, but it does not cover collisions. Lastly, third-party car insurance is the cheapest option but is limited to only providing insurance cover for the damage done to other people’s (third-parties) property, not your personal vehicle. 

What to consider before buying car insurance 

The cost of car insurance depends on many factors. These factors include the monetary value, make and model of your car, your age, gender, profession or work, residential and work location and whether you have been in previous accidents. 

It is important to consider all these factors when deciding on your preferred car insurance policy for your budget and lifestyle. Once you have done this, it is also important to compare quotes from different companies to get the best deal. Speaking of great deals, at Earn-a-Car, our rent-to-own finance plan is available to anyone who needs a pre-loved car. Before releasing any of our vehicle’s to a customer, each car is thoroughly inspected by our motor technicians.  

Complete our online approval form, check out our minimal requirements and we will get back to you. For more information, give us a call today.

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Cash for successful leads – we pay you! https://www.earnacar.co.za/cash-for-successful-leads-we-pay-you-2/ Tue, 22 Sep 2020 04:57:36 +0000 https://www.earnacar.co.za/?p=93792 The COVID-19 pandemic has had a devastating effect on our economy and has left many people looking for ways to make an extra source of income. Earn-a-Car is offering you an opportunity to become a salesperson and earn R750 cash for every successful deal that you introduce to Earn-a-Car. Unlike vehicle finance available from car [...]

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The COVID-19 pandemic has had a devastating effect on our economy and has left many people looking for ways to make an extra source of income. Earn-a-Car is offering you an opportunity to become a salesperson and earn R750 cash for every successful deal that you introduce to Earn-a-Car.

Unlike vehicle finance available from car dealerships or banks, rent-to-own car companies provide easy vehicle finance to help people who are blacklisted or have a low credit score. All they need to qualify, is the last three month’s of proof of income, a minimum upfront payment of approximately R16,500, the ability to make monthly payments of between R4,500 and R6,000 and they could own their own car in approximately 54 months.

How to earn cash when you sign people up for Earn-a-Car’s rent-to-own plan

Each time you introduce someone to the rent-to-buy finance plan that results in a sale, Earn-a-Car will pay you R750.

You choose how you would like to be paid, from one of the following options: 

  • We will send you a pin to get cash at an ABSA ATM
  • We will deposit the money into your bank account – as long as you provide Earn-a-car with your banking details. 

Establishing a profitable relationship with Earn-a-Car is easy. Choose your payment option and keep sending us leads using the provided form or by SMS to 066 077 9404.  We will ensure prompt transfer of your commission on converted leads.

Looking to buy a car yourself, but have been struggling due to a low credit score? Contact Earn-a-Car today to find out more about the easy 3-step process to rent-to-own a pre-owned car.

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How long it will take before you own a car https://www.earnacar.co.za/how-long-it-will-take-before-you-own-a-car-2/ Tue, 15 Sep 2020 04:46:53 +0000 https://www.earnacar.co.za/?p=93789 Owning a car gives you independence. However, financing one can be tricky sometimes, especially if you have a low credit score. With Earn-a-Car’s rent-to-buy option and quick process, you will be behind the wheel of a bright, shiny car within an hour after we have finalised the agreement. Earn-a-Car is focused on making the process [...]

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Owning a car gives you independence. However, financing one can be tricky sometimes, especially if you have a low credit score. With Earn-a-Car’s rent-to-buy option and quick process, you will be behind the wheel of a bright, shiny car within an hour after we have finalised the agreement. Earn-a-Car is focused on making the process quick and hassle-free through online approvals and speedy feedback. You can own your vehicle in as little as 54 months.

Whether you are a student that needs to get to lectures, or working, having a car makes life that much easier. This is why Earn-a-Car offers simple rent-to-own vehicle financing for customers that need vehicle finance but are struggling to get finance due to a low credit score or are blacklisted. Earn-a-Car has helped over 5 000 people get access to affordable vehicle finance. With excellent vehicle finance plans to suit your budget, Earn-a-Car is able to assist you, quickly.  

With Earn-a-Car’s rent-to-buy option, you can own your car even with a low credit score.

Did you know that there are approximately six million South African’s who are blacklisted?  If you are one of them, Earn-a-Car is happy to help you get back behind the wheel of a car with a long term rent-to-own car finance option.

The requirements are simple:

  • If you have proof of income
  • Can make a minimum upfront payment of approximately R 16,500 (admin fee)
  • Make a monthly payment of between R 4,500 to R6,000 depending on the car you choose
  • Meet our simple requirements

For more information contact Earn-a-Car today and you could be driving away with your rent-to-buy car, quickly.  

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How monthly payments for rent-to-own will work https://www.earnacar.co.za/how-monthly-payments-for-rent-to-own-will-work/ Tue, 08 Sep 2020 04:37:35 +0000 https://www.earnacar.co.za/?p=93785 A rent-to-own or rent-to-buy agreement involves renting a car on a monthly basis per agreed upon contract. This is done instead of financing it through a financier such as a bank. In this agreement, you will pay an agreed minimum deposit or percentage of the vehicle’s value. This is followed by fixed monthly finance instalments [...]

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A rent-to-own or rent-to-buy agreement involves renting a car on a monthly basis per agreed upon contract. This is done instead of financing it through a financier such as a bank. In this agreement, you will pay an agreed minimum deposit or percentage of the vehicle’s value. This is followed by fixed monthly finance instalments (or rent) which results in you hiring the car until the last instalment has been paid. There is no interest involved. At the end of the contract term, you can purchase the vehicle, or you have the option to own your car sooner, by requesting a settlement amount.

Overview of the rent-to-own car finance option 

You do not own the car. You get to use it, but you have to return it at the end of the lease, unless you decide to buy it. Up-front costs include an administration fee and the first month’s payment. Rental payments are often less than loan repayments because you are paying only for the car’s depreciation during the lease term, plus rent charges, taxes and fees. If you need to terminate the rental contract earlier than you had expected to, a minimal finance penalty may apply.

Less financial commitment 

Unlike traditional vehicle financing, with a rent-to-own option, you can rent a car for a short period of time without having to financially commit to the full purchase. Many rent-to-own deals are week-to-week or month-to-month, so if you can no longer afford the payments, you can give the car back to the provider with no further commitments to pay a monthly rental fee. 

Your Earn-a-Car rent-to-own car payment amount includes: 

  • Insurance cover
  • A Matrix vehicle tracking, immobilisation, and emergency response system
  • An Earn-a-Car warranty for the full term of your rental
  • An accident management support service

How payments work

All payments are made via debit order which is set up when you sign up for one of our deals. Payments are to be made on a monthly basis, one calendar month in advance. If you have bought your vehicle in the middle of the month, we will work out the best pro-rata rate for you. Thus, your first full payment will only be on the 1st of the upcoming month. Keep in mind that if your car is in for repairs, servicing, or maintenance work, you still need to make your monthly payments to ensure your account is in good standing.

Rent-to-own car financing implies that you rent a vehicle for a fixed contractual period. At the end of that period, and after you have made all payments in full, you can then become the proud owner of that car. Earn-a-Car makes it possible for you to own a vehicle in as little as 54 months. For more information, contact us today.

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Apply for a rent-to-own car finance plan https://www.earnacar.co.za/apply-for-a-rent-to-own-car-finance-plan/ Tue, 01 Sep 2020 04:29:29 +0000 https://www.earnacar.co.za/?p=93781 Rent-to-own car financing basically implies that you rent a vehicle for a fixed contractual period of time. At the end of the contract, and after you have made all payments in full, you then become the proud owner of that car. Earn-a-Car makes it possible for you to own a car in as little as [...]

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Rent-to-own car financing basically implies that you rent a vehicle for a fixed contractual period of time. At the end of the contract, and after you have made all payments in full, you then become the proud owner of that car. Earn-a-Car makes it possible for you to own a car in as little as 54 months. All that is required from you to access this easy vehicle finance option is:

  • Proof of income
  • Ability to make the minimum upfront payment
  • Ability to make a monthly payment
  • Meet the basic requirements set by Earn-a-Car.

Applying for vehicle finance 

You need certain documents to apply for vehicle finance including a valid driver’s license and proof of address, as well as documents to prove how much income you earn per month (payslips or bank statements). Before you start the application process, you need to gather the relevant documents that you will need to submit.

What documents are required?

  • Copy of your valid South African identity document/card
  • Copy of your South African driver’s license
  • Proof of income, not older than three months
  • Proof of residence, not older than three months

Your credit history will not affect your application or ability to get a vehicle from Earn-a-Car. We offer rent-to-buy vehicle finance options. Get behind the wheel of your own car in three easy steps. Complete the Online Instant Approval Form. We will contact you to finalise the agreement. You can pick up your car within 24 hours. Contact us today for more information about financing options and getting a quality second-hand vehicle at an affordable price.

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Cash for successful leads – we pay you! https://www.earnacar.co.za/cash-for-successful-leads-we-pay-you/ Mon, 24 Aug 2020 06:52:14 +0000 https://www.earnacar.co.za/?p=91292 The COVID-19 pandemic has had a devastating effect on our economy and has left many people looking for ways to make an extra source of income. Earn-a-Car is offering you an opportunity to become a salesperson and earn R750 cash for every individual you successfully introduce to their rent-to-own finance plan. Unlike vehicle finance available [...]

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The COVID-19 pandemic has had a devastating effect on our economy and has left many people looking for ways to make an extra source of income. Earn-a-Car is offering you an opportunity to become a salesperson and earn R750 cash for every individual you successfully introduce to their rent-to-own finance plan.

Unlike vehicle finance available from car dealerships or banks, rent-to-own car companies provide easy vehicle finance to help people who are blacklisted or have a low credit score. All they need to qualify is proof of income, a minimum upfront payment of approximately R 16,500, the ability to make monthly payments between R3000 and R5000 and they could own their own car in approximately 54 months.

How to earn cash when you sign people up for Earn-a-Car’s rent-to-own plan

Each time you introduce someone to the rent-to-buy finance plan that results in a sale, Earn-a-Car will pay you R750.

You choose the payment deal from one of the following:

  • We will send you a pin to get cash at an ABSA ATM
  • We will deposit the money into your bank account – you must provide your banking details. 

Establishing a profitable relationship with Earn-a-car is easy. Choose your payment option and keep sending us leads using the provided form or by SMS to 066 077 9404.  We will ensure prompt transfer of your commission on converted leads.

Looking to buy a car yourself, but have been struggling due to bad credit? Contact Earn-a-Car today to find out more about their easy 3-step process to rent-to-own a pre-owned car.

The post Cash for successful leads – we pay you! appeared first on Earn-a-Car.

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How long it will take before you own a car https://www.earnacar.co.za/how-long-it-will-take-before-you-own-a-car/ Thu, 13 Aug 2020 06:44:10 +0000 https://www.earnacar.co.za/?p=91288 Owning a car means freedom. However, financing one can be tricky sometimes, especially with a bad credit score. With Earn-a-Car’s rent-to-buy option you will be behind the wheel of a bright, shiny car and ready to hit the road in style within an hour after we have finalised the agreement. Earn-a-Car is focused on making [...]

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Owning a car means freedom. However, financing one can be tricky sometimes, especially with a bad credit score. With Earn-a-Car’s rent-to-buy option you will be behind the wheel of a bright, shiny car and ready to hit the road in style within an hour after we have finalised the agreement. Earn-a-Car is focused on making the process quick and hassle-free through online approvals and speedy feedback. You can own one of their vehicles in as little as 54 months.

Whether you are a student that needs to get to class or a mom going to do grocery shopping, having a car makes life so much easier. This is why Earn-a-Car offers simple rent-to-own vehicle financing for customers that need vehicle finance but are struggling with bad debt or who have been blacklisted. Earn-a-car has helped over 5 000 people get access to affordable vehicle finance. With over 1000 cars for you to choose from and excellent vehicle finance plans to suit your budget, Earn-a-Car will have you on the road in record time.

With Earn-a-Car’s rent-to-buy option, you can own your own car even with bad credit

Did you know that there are around six million South African’s who are blacklisted?  If you are one of them. Earn-a-Car would be happy to help you get back behind the wheel again with their long term rent-to-own car finance options.

The requirements are simple:

  • If you have proof of income
  • Can make a minimum upfront payment of approximately R 16,500 (For admin fee)
  • Make a monthly payment of between R 3,000 and R5,000
  • Meet our simple requirements

For more information contact Earn-a-Car today and you could be driving away with your rent-to-buy car in no time.  

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