Earn-a-Car https://www.earnacar.co.za Rent to own a pre-owned car Mon, 18 Jun 2018 07:00:40 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.6 What Is Mechanical Breakdown Cover All About? https://www.earnacar.co.za/what-is-mechanical-breakdown-cover-all-about/ Mon, 18 Jun 2018 07:00:40 +0000 https://www.earnacar.co.za/?p=48547 Whether you have bought a car by means of traditional vehicle financing or whether you are using a rent-to-own option, you will want to consider the different auto insurance options available to you. While normal car insurance generally covers damage to the vehicle caused by an accident, mechanical breakdown insurance covers other repairs that weren’t [...]

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Whether you have bought a car by means of traditional vehicle financing or whether you are using a rent-to-own option, you will want to consider the different auto insurance options available to you. While normal car insurance generally covers damage to the vehicle caused by an accident, mechanical breakdown insurance covers other repairs that weren’t caused by a collision or accident.

Mechanical breakdown cover is necessary because major failures in your car’s engine or other mechanical parts can be expensive. If any large car system malfunctions, you could be strapped for cash trying to cover the costs of getting your car back on the road as quickly as possible.

Items that are not included in mechanical breakdown cover include:

  • Routine car maintenance issues, and
  • Any damages that have been caused as a result of the poor maintenance of the vehicle.

Different insurance companies will have different requirements to be eligible for mechanical breakdown cover. Some of the common requirements include:

  • The car must be less than 1,5 years old, and
  • The car must have less than 30 000 km on the clock.

One thing to keep in mind when considering mechanical breakdown cover for a new car is that many of the things that the insurance covers will also be covered by your car’s warranty. While a mechanical breakdown cover usually offers broader coverage, it may not be worthwhile if your manufacturer’s warranty already covers major issues that can cause damage to your car.

Earn-a-Car is a rent-to-buy company that offers easy vehicle finance. Contact us for more information today.

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Is car financing really the best way to get a car? No! https://www.earnacar.co.za/is-car-financing-really-the-best-way-to-get-a-car-no/ Mon, 11 Jun 2018 07:00:07 +0000 https://www.earnacar.co.za/?p=48544 When most people start looking for a new or second-hand car, they assume that car financing is the only way to go about it. There are a number of alternative financing options to get you behind the steering wheel and traditional financing from a bank isn’t always the best way to go about it. One [...]

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When most people start looking for a new or second-hand car, they assume that car financing is the only way to go about it. There are a number of alternative financing options to get you behind the steering wheel and traditional financing from a bank isn’t always the best way to go about it.

One of the reasons why an increasing number of people decide to forego financing from a bank is due to the high interest rates. Car financing is usually one of the types of loans where banks charge the highest interest and these added costs mean that your car will cost you much more (sometimes double the amount) than you think you’re going to pay.

Another reason to investigate different financial models for car ownership is the fact that banks don’t always extend loans very easily anymore. If you have a less than stellar credit history or if you have been blacklisted in the past, then you may find it particularly difficult to get a loan from a bank.

A great alternative to car financing is a rent to buy option. At Earn-a-Car, you can get instant approval for your vehicle and you will pay a monthly ‘rental’ fee until you eventually own your car. In a few short years, the car can be yours without you ever having to pay interest to banks.

Need more information about rent to buy car financing? Then contact Earn-a-Car today.

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Why roadside assistance is essential for every car owner https://www.earnacar.co.za/why-roadside-assistance-is-essential-for-every-car-owner/ Mon, 04 Jun 2018 07:00:10 +0000 https://www.earnacar.co.za/?p=48541 As leaders in the rent to buy industry, we know which types of insurance and ‘extras’ are essential to car owners. Many people skimp on roadside assistance insurance when they buy a car because they wrongly believe that nothing will ever go wrong (and they would obviously rather save the money). Roadside assistance is a [...]

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As leaders in the rent to buy industry, we know which types of insurance and ‘extras’ are essential to car owners. Many people skimp on roadside assistance insurance when they buy a car because they wrongly believe that nothing will ever go wrong (and they would obviously rather save the money).

Roadside assistance is a must-have for every person who owns a car. South African roads can be unsafe and if your car breaks down while you are traveling, you may not always be able to call on a friend or family member to come and help you. With a roadside assistance plan, you can have the peace of mind that comes with knowing that help is only a phone call away. Here are some of the other things that a roadside assistance company can help you with that you may not have thought of:

Changing tires

While it’s true that everyone should be able to change their own tires, not everybody can and not everybody is willing to learn. At some point in time, virtually every car owner will have to deal with the inconvenience of a flat tire, but this doesn’t mean that you have to be stranded alone on the side of a highway and crawl under your vehicle to get the job done. Not only is it less dangerous to call for roadside assistance in this situation, but it can save you from the unpleasant and unsanitary job.

Unlocking your car

Getting locked out of your car can be extremely frustrating and calling a locksmith can be expensive. Roadside assistance can help you with this, too.

Looking for easy vehicle finance? Then contact Earn-a-Car today.

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Blacklisted? Here are some of the Best Resources in SA for Getting Help https://www.earnacar.co.za/blacklisted-here-are-some-of-the-best-resources-in-sa-for-getting-help/ Mon, 28 May 2018 07:00:44 +0000 https://www.earnacar.co.za/?p=48425 Many South Africans realise (with a shock!) that they have been blacklisted when they try to apply for credit but are denied. The word ‘blacklisted’ can mean a number of different things, so it’s important that you understand how it applies to your unique situation. You could, for example, be blacklisted by a certain credit [...]

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Many South Africans realise (with a shock!) that they have been blacklisted when they try to apply for credit but are denied. The word ‘blacklisted’ can mean a number of different things, so it’s important that you understand how it applies to your unique situation.

You could, for example, be blacklisted by a certain credit provider. If your account is in arrears and you are unable to pay, then the credit provider may have blacklisted you from their establishment so that you cannot purchase any more goods.

If you are behind on your payments but there isn’t a judgement against you, then you will still have the opportunity to contact your credit providers and settle your accounts. If you are unable to settle your account or accounts, then you can contact the National Debt Mediation Association to help you negotiate with your creditors, or you can contact a private debt mediation company such as Debt Rescue, for example, to help you. Debt counsellors can also help you to protect your assets such as cars or other items if you are worried that you could lose these during the mediation and negotiation process.

A judgement against your name will take five years to clear and being blacklisted will take two years to clear. During this time, you will probably find it virtually impossible to get a loan from a bank for a car or a house.

We understand that having your own car to get from one place to the next in South Africa is necessary. So if you have been blacklisted and need car financing, then consider rent-to-own options from Earn-a-Car. With rent-to-buy vehicle financing, you won’t be taking on any more debt and you can own your vehicle in a few short years. Contact us to find out more today.

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What are the most Popular Cars in South Africa? https://www.earnacar.co.za/what-are-the-most-popular-cars-in-south-africa/ Mon, 21 May 2018 07:00:19 +0000 https://www.earnacar.co.za/?p=48422 As one of the leading rent-to-buy vehicle companies in South Africa, Earn-a-Car is always on the lookout for trends in the vehicle industry. Here are some of the most popular cars in South Africa: According to data from the National Association of Automobile Manufacturers of South Africa the VW Polo Vivo, Toyota Corolla Quest, Toyota [...]

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As one of the leading rent-to-buy vehicle companies in South Africa, Earn-a-Car is always on the lookout for trends in the vehicle industry. Here are some of the most popular cars in South Africa:

  • According to data from the National Association of Automobile Manufacturers of South Africa the VW Polo Vivo, Toyota Corolla Quest, Toyota Etios, Mercedes Benz C-Class and the Hyundai Grand i10 are the most popular cars in South Africa at the moment.
  • While the Mercedes Benz C-Class is a pretty pricey option, the Hyundai Grand i10 has won Car of the Year for two years in a row thanks to its great fuel consumption rate and affordable price. The Hyundai Grand i10 is also one of the most popular cars for first-time car buyers.
  • According to Wheels24, bakkies are the most popular vehicle class in South Africa. While a bakkie makes sense for a lot of people, not everyone needs or wants a loadbay.
  • If you want to buy a locally produced car, you could also consider some of the following vehicles: VW Polo Vivo 2942, VW Polo 2334, Toyota Corolla 1845, Toyota Fortuner 999 or a Ford Everest 556.

Buying a new car is a big decision. If you are struggling to get a loan from a bank or if you are looking for alternative vehicle financing options, then consider rent-to-buy finance options from Earn-a-Car. Not only can you avoid taking on debt, but you can own your car in a few short years. Get in touch to find out more about rent-to-buy car finance plans in South Africa today.

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Rent-to-Buy and Upgrade Your Car as You Drive https://www.earnacar.co.za/rent-to-buy-and-upgrade-your-car-as-you-drive/ Mon, 14 May 2018 07:00:35 +0000 https://www.earnacar.co.za/?p=48419 Rent-to-buy comes with a number of obvious benefits, such as not having to take on another line of debt for a car and not being subjected to loan interest rates from banks. One major benefit that many people don’t always think of, however, is the ability to upgrade your car as you drive. When you [...]

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Rent-to-buy comes with a number of obvious benefits, such as not having to take on another line of debt for a car and not being subjected to loan interest rates from banks. One major benefit that many people don’t always think of, however, is the ability to upgrade your car as you drive.

When you buy a new car from a car dealership, it loses value as soon as you drive it off the showroom floor. This makes it incredibly difficult for some people to switch to a different car within a couple of years. With rent-to-buy vehicle financing, you don’t own the vehicle for the first few years (or however long you take to purchase the vehicle) so you have the ability to upgrade your vehicle during the rental period.

For example, if your financial situation changes positively, perhaps you get an exciting promotion or change to a job that offers a higher salary. This could mean that you want to upgrade to a more stylish, bigger car that offers a lot more features. With rent-to-buy car financing, you have the flexibility you need to do this, without losing any money.

At Earn-a-Car, we have a number of great pre-owned vehicles for you to choose from. A lot of the stress is removed by knowing that you can upgrade your car if and when you need to.

For the ultimate flexibility, affordable repayment plans and cash back benefits, partner with Earn-a-Car for rent-to-buy vehicle financing. Contact us for more information today.

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The Best Winter Holiday Destinations in SA for Families https://www.earnacar.co.za/the-best-winter-holiday-destinations-in-sa-for-families/ Mon, 07 May 2018 07:00:16 +0000 https://www.earnacar.co.za/?p=48416 In South Africa, most people take their long holiday over the December period. Many people, however, need a break after the first five or six months of the year and many schools are closed for a few weeks during winter. Here are a few great places to go to this winter: Tiffendell Ski Resort What [...]

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In South Africa, most people take their long holiday over the December period. Many people, however, need a break after the first five or six months of the year and many schools are closed for a few weeks during winter. Here are a few great places to go to this winter:

  • Tiffendell Ski Resort

What better way to spend winter than in a ski resort that could potentially get snow? Not only does Tiffendell Ski Resort offer warm, cosy accommodation but there are also a number of family-orientated activities to keep everyone busy, such as:

  • A games room,
  • Board games,
  • Tobogganing, and
  • Snowman building.

This resort is about an hour and a half’s drive from Rhodes in the Eastern Cape Province. It was also voted number 18 in CNN Travel’s “World’s Best Ski Runs” in 2014.

  • Hermanus

This picturesque town in the Western Cape is renowned for whale watching. There are also a number of other activities such as:

  • Sandboarding in the nearby Betty’s Bay,
  • Zip lining,
  • Boat trips,
  • Canopy tours,
  • Cycling, and
  • Clay pigeon shooting.
  • Durban

The benefit of going to Durban during the winter is that it’s not as cold when compared to other parts of the country, especially if you live in Gauteng or Sutherland. If your kids are into surfing they will be thrilled to know that the Ballito Pro surfing competition takes place during the last week of June until the first week of July. There are also a number of activities to enjoy such as:

  • Flea markets,
  • Holiday programmes that take place on the beach,
  • uShaka marine world, and
  • Segway tours of Moses Mabhida Stadium.

Do you need a set of wheels to get to your ideal winter holiday destination? Then consider rent–to-buy vehicle financing from Earn-a-Car.

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Why it is Important That Your Car is AA Roadworthy https://www.earnacar.co.za/why-it-is-important-that-your-car-is-aa-roadworthy/ Mon, 23 Apr 2018 07:00:31 +0000 http://www.earnacar.co.za/?p=48288 According to the AA’s website, there are over half a million unroadworthy cars on South Africa’s roads. Not only is it a crime to drive an unroadworthy vehicle, but it could put your life and other people’s lives at risk. Every new or used car sold in the country must pass a roadworthy test before [...]

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According to the AA’s website, there are over half a million unroadworthy cars on South Africa’s roads. Not only is it a crime to drive an unroadworthy vehicle, but it could put your life and other people’s lives at risk.

Every new or used car sold in the country must pass a roadworthy test before it can be registered and licensed in the new owner’s name. This is what is checked during the roadworthy inspection:

  • Bodywork

The body of the car must be free of any rust or damage that could put people on the road (such as pedestrians and cyclists) at risk.

  • Doors

The doors must be able to open and close firmly. The handle on the doors needs to be firmly attached. The inside panels of the doors are also checked.

  • Windscreen

The windscreen of your car has to be free of cracks and have at least one properly working windscreen wiper.

  • Windows

All the windows need to be able to open and close.

  • Lights

The fixtures over the lights need to be firmly fitted so that water and moisture cannot seep in. All the indicators, brake lights and lights will be checked.

  • Tyres

The tyres need to be at least 1.6 mm deep. The spare tyre will also be checked and the tyre size must adhere to the car manufacturer’s specifications.

When you invest in a rent-to-buy vehicle from Earn-a-Car, all of the above vehicle checks are completed by qualified vehicle service technicians.  For additional safety, we put your car through the AA roadworthy test, saving you time and effort and giving you additional peace of mind. Contact us for more information today.

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Questions to Ask When You’re Buying a Used Car https://www.earnacar.co.za/questions-to-ask-when-youre-buying-a-used-car/ Mon, 16 Apr 2018 07:00:16 +0000 http://www.earnacar.co.za/?p=48286 Buying a used car has a number of benefits. Not only will you be saving money by not having to experience the rapid car depreciation experienced in the first two years but if you do your research you can find really excellent deals. If you are considering buying a second-hand car, you do need to [...]

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Buying a used car has a number of benefits. Not only will you be saving money by not having to experience the rapid car depreciation experienced in the first two years but if you do your research you can find really excellent deals. If you are considering buying a second-hand car, you do need to ask these important questions first:

  • How long have you owned the car?

Generally, if you are buying a used car from a dealership or from a rent-to-buy company like Earn-a-Car, they will have the car’s history and ownership papers readily available. However, if you are buying from a private seller you will need to be as vigilant. If the person has only owned the car for a very short period of time, ask why they are selling the car.

  • Is the car paid off?

If the car isn’t paid off yet, then there will be another step to purchasing the car. You will need to confirm whose name is on the title and ensure that you are buying the car from the legitimate owner and not a stolen vehicle.

  • What is the condition of the car?

You want to buy a used car that has not been in an accident or has any major mechanical faults, so you need to ask whether it has been in an accident or whether there are any other faults on the vehicle.  Also check the wear on the tyres. The legal minimum tread depth is 1.6mm across the central thread quarters.  Ensure that the motor does not make any unusual sounds and check that all windows, central locking and other essential mechanisms are fully functional. One of the ways for peace of mind is to have the vehicle inspected at your nearest AA assessment centre.

  • What is the current mileage?

Some vehicles that are almost 100 000km’s need a major service which can add to high unexpected costs in the near future.  Many vehicle service and mechanical warranties expire when a vehicle is either 5 years old or has reached 100 000km’s.  It is important to contact a service centre for the vehicle make to establish what these risks are in the future and the cost of extending the warranty, depending on the age and the kilometres of the vehicle.

A sound and trusted option is to buy a used vehicle from a rent-to-own company like Earn-a-Car. Contact us for more information today.

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No Banks and no Expensive Interest Rates on Rent-to-Buy Car Plans https://www.earnacar.co.za/no-banks-and-no-expensive-interest-rates-on-rent-to-buy-car-plans/ Mon, 09 Apr 2018 07:00:38 +0000 http://www.earnacar.co.za/?p=48282 So, you’ve established a realistic monthly car payment that fits into your budget, been to a few car dealerships, browsed online, read car reviews, considered the petrol consumption and have taken the car that fits your needs for a test drive.  Once you have decided on your ideal car, now is the time to decide [...]

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So, you’ve established a realistic monthly car payment that fits into your budget, been to a few car dealerships, browsed online, read car reviews, considered the petrol consumption and have taken the car that fits your needs for a test drive.  Once you have decided on your ideal car, now is the time to decide on vehicle financing and whether you would like to buy or lease a car.

Many people assume that the only financing option available if you want to own a car, is to obtain a vehicle loan from a bank, however, there are other options available. With rent-to-buy car plans, you’re able to get the car you want without a vehicle loan from a bank, giving you the flexibility you need to feel 100% comfortable with your purchase.

Instead of committing to a vehicle loan with a bank and being locked into high-interest rate repayment plans, or hiring a vehicle from a long-term lease provider, with a rent-to-own vehicle plan you pay a monthly rental fee towards owning your car.

This type of vehicle financing is ideal for the following situations:

  • You don’t have a credit history
  • If you have been blacklisted and experience difficulty getting a bank to approve your loan application
  • If you want the flexibility that goes hand-in-hand with being able to downscale or upscale if your financial situation were to change in the future.

The benefits of a rent-to-buy vehicle finance plan from Earn-a-Car include:

  • Fixed monthly payments
  • Roadside assistance
  • Vehicle tracking and warranty
  • Car service support
  • Indemnity cover

If a rent-to-buy car plan sounds like something you would like to explore further, get in touch with Earn-a-Car today.

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