Earn-a-Car https://www.earnacar.co.za Rent to own a pre-owned car Wed, 11 Sep 2019 09:12:25 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.3 These Are the Top 5 Most Popular Cars for Women! https://www.earnacar.co.za/these-are-the-top-5-most-popular-cars-for-women/ Mon, 16 Sep 2019 07:52:12 +0000 https://www.earnacar.co.za/?p=75221 Shoes may be a woman’s second best friend, but a car is what fuels our passion for travel! We have identified a few of the favourite types of cars that identify with what women look for when buying one. This centres around safety, reliability and overall aesthetics. Here is our list of the top 5 [...]

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Shoes may be a woman’s second best friend, but a car is what fuels our passion for travel! We have identified a few of the favourite types of cars that identify with what women look for when buying one. This centres around safety, reliability and overall aesthetics. Here is our list of the top 5 most popular cars for women:

1. Honda CR-V SUV

The Honda CR-V SUV is one of the SUVs class best sellers in the market right now. It is competitively priced with add-on features that have made it a favourite with women. Its sleek-looking design is powerful and aggressive. The Honda CR-V has an intelligent convenient automatic-shift system, making it easier to drive. No more hassle, ladies. For an easy to handle, no fuss, economical car that has extra space in the boot, the Honda CR-V is for you.

2. Mini Coopers

These nifty little city cars remain a firm favourite among South African women. Whether you’re into the traditional red Mini Cooper with white racing stripes or the longer Countryman model, you will be sure to find a shape that suits your needs.

3. Kia Sportage

The Kia Sportage is a value-priced vehicle that offers features and amenities that just aren’t offered in many vehicles in this price point. It is styled to perfection, like most of us women on the go. This vehicle has good budget pricing than traditionally higher-end options including a 201 HP turbocharged mill, Apple CarPlay and Android Auto smartphone integration, plus reassuring driver-assistance technologies. Smart and stylish design meets high-tech.

4. Volkswagen Beetle

One of the most charismatic cars on this list, this compact 3-door Volkswagen Beetle lends practicality to its distinctive retro styling with a generous rear hatch. The back seat will accommodate your friends comfortably, and an easy-to-operate, touch-screen infotainment system is just what our experts ordered. It is a cute, safe and reliable German ride.

5. Ford Fiesta

An enduring global super-mini, the Ford Fiesta expanded somewhat for its seventh generation. Offered as a sedan or four-door hatchback, it is comfortable up front, tech-laden and a fun ride. It has a good safety rating and interior room with good trunk space. This is definitely an ideal car for a woman who has no time to waste and wants only the best.

Earn-a-Car Rent-to-Own Options

Everybody wants to have their freedom and independence! We understand the tough road you have travelled, with some detours and dead-ends. With our fleet of 1 000 cars, you will find the perfect car that fits into your budget, helping you get back onto the road.

With Earn-a-Car financing, you can get the car of your dreams within a day. We have the easiest 3-step process to get car finance with bad credit, and have assisted over 5 000 customers over the past 10 years.

 

Contact us today to get moving!

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What to Consider when Applying for Car Finance https://www.earnacar.co.za/what-to-consider-when-applying-for-car-finance/ Mon, 09 Sep 2019 06:30:47 +0000 https://www.earnacar.co.za/?p=75213 Applying for car finance from a bank is not an easy process. It can be daunting for those who have never applied for vehicle finance before, or for those who cannot afford to buy a car with cash savings. Car finance involves approaching a bank or other financial institution and applying for a loan. It [...]

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Applying for car finance from a bank is not an easy process. It can be daunting for those who have never applied for vehicle finance before, or for those who cannot afford to buy a car with cash savings. Car finance involves approaching a bank or other financial institution and applying for a loan. It is important to understand how this process works so that you are fully informed of what your options are when wanting to buy a car. So, what are the available types of car finance? And, should you rent-to-own? Here are important points to consider:

Can You Afford Car Finance?

On the way to the bank? Hang on! First, you’ll need to decide what you can afford and the type of car you would like to buy. Be realistic with your goals and establish whether you will be able to afford to pay the monthly expenses needed for the car of your choice, after your monthly deductions. These include fully comprehensive insurance, petrol, tyres, annual license, toll roads and maintenance costs. If you are buying a car from a dealership or a vehicle finance company, the respective finance and insurance (F&I) representatives may manage the application process on your behalf.

Don’t Forget Those Pesky Interest Rates

The interest rate is linked to the prime lending rate in South Africa. When the interest rate increases, your instalment will also increase. However, when it decreases, your instalment will decrease too.

Leasing Options

If you are leasing a car, terms and conditions to the lease agreement will apply.  These may include mileage limits, the condition of the car or amount of petrol in the tank when you return it. Rent-to-own is a great option if you need a quicker and more affordable way to get behind the wheel of a car.

Take Your Time

Car financing is a pretty big deal! You shouldn’t rush to take out a loan, even if you are really excited to buy your car. Take your time to compare options, so that you are completely aware of all your options and making a wise decision, as well as getting the best deal possible for you and your wallet.

Rent-to-Own With Earn-a-Car Easy Vehicle Finance Today!

As the first rent-to-own car company in South Africa, we have been in business for over 10 years and have helped more than 5 000 people get access to affordable vehicle finance with no hidden terms and conditions.

 

Want to hear more about our rent-to-own options? Contact us today!

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How to Change a Flat tyre https://www.earnacar.co.za/how-to-change-a-flat-tyre/ Mon, 02 Sep 2019 13:00:07 +0000 https://www.earnacar.co.za/?p=75138 Whether you have just bought a new car or whether you rent-to-own a vehicle, changing a tyre can be daunting, especially if you have never changed a tyre on a car before. There are important steps to take to ensure that your vehicle is up and running as quickly and as safely as possible. If [...]

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Whether you have just bought a new car or whether you rent-to-own a vehicle, changing a tyre can be daunting, especially if you have never changed a tyre on a car before. There are important steps to take to ensure that your vehicle is up and running as quickly and as safely as possible. If you want to learn how to change a flat tyre, here is an easy to follow guide to help you. 

 

What You Need to Change a Flat Tyre

 

  • Warning triangle
  • Jack
  • Lug wrench
  • Fully inflated spare tyre
  • Hub cap removal tool or screwdriver 

 

Steps to Change a Flat Tyre

 

  • First, find a safe place to pull over, with sufficient safe space from traffic to change the tyre and turn on the hazard lights.
  • Turn off the engine, and apply your parking brakes.
  • Place the warning triangle a safe distance away from the rear of your car, approximately 3 to 4 metres. 
  • Grab your jack, lug wrench and spare tyre.
  • Remove the hubcap and covers on the nuts.
  • Use the wrench to loosen the lug nuts. Turn them anticlockwise until loose, but do not remove them.
  • Look for the jacking points on the car. These are found on the side of the undercarriage close to each tyre. If you cannot find the jacking point, these are indicated in the car instruction manual. Place the jack directly below the jacking point, closest to the tyre that you need to change. 
  • Manually adjust the height of the jack to fit between the car frame and the ground. Make sure the point of leverage is facing outwards.
  • Use the jack to lift the car off the ground. 
  • Crank the jack until the flat tyre is off the ground.
  • Remove the lug nuts and pull the tyre off the car.
  • Put on the spare and push it onto the wheel base. 
  • Place the lug nuts on the spare and tighten with your hand and then with the wrench until tight.
  • Use the jack to lower the car back to the ground. Remove the jack from underneath the car.
  • Use a wrench to tighten the lug nuts fully.
  • Place the replaced tyre into the trunk, where the fully inflated spare tyre is kept.
  • Make sure the trunk is secure.

Easy Vehicle Finance with Earn-A-Car

Rent-to-buy a car with Earn-a-Car today. Vehicle finance is not always easy, especially if you have been blacklisted. Earn-a-Car’s rent-to-own option is an affordable and convenient way to rent-to-buy a car. Rent-to-own vehicle options save you time and money in the long run. Look no further for access to a safe and reliable car, without the hassle of obtaining finance from a bank.

For more information on rent-to-own, contact us today! 

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Are You the Ideal Candidate for a Rent-to-Own Vehicle Finance Plan? https://www.earnacar.co.za/are-you-the-ideal-candidate-for-a-rent-to-own-vehicle-finance-plan/ Mon, 26 Aug 2019 06:27:52 +0000 https://www.earnacar.co.za/?p=72937 Do you want to become even more independent? Owning a car can be easier and more affordable than you think. Rent-to-own options can help you to get to your goal of owning your car faster, and help you to make good financial decisions. Get ready to grab your car keys and get to where you [...]

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Do you want to become even more independent? Owning a car can be easier and more affordable than you think. Rent-to-own options can help you to get to your goal of owning your car faster, and help you to make good financial decisions. Get ready to grab your car keys and get to where you want to be, with our rent-to-own guide for vehicle finance planning:

Why Choose a Rent-to-Own Vehicle Finance Plan?

A rent-to-own car finance option is an agreement where you are able to rent a car with the intention of paying for it throughout the contract term.

Getting a car is exciting, but the deposit or upfront payment fee prevents a number of people from enjoying the benefits of owning a car. Anyone with a poor credit record or insufficient cash will find it difficult to obtain really good finance terms. If you would like to own a car but your credit score has become a hurdle, the rent-to-own car finance plan is for you.

What it takes to be an Ideal Candidate for a Rent-to-Own Vehicle Finance Plan

    • You will need to make an upfront payment of approximately R13 000 at the start of the rent-to-own contract agreement.
    • If you have a history of poor credit loans and you want to buy a car, renting-to-own a car is an easy vehicle finance option. There are no credit checks involved and no interest is added to the cost of the car. This agreement will also not affect your credit score.
    • You will need proof of income to prove that you are able to make the monthly installments. 
    • You need to be a South African citizen.
    • A valid driver’s licence is also required.

Earn-a-Car Offers an Affordable Rent-to-Own Vehicle Finance Plan

Our online approval form will take you less than three minutes to complete. Once you have submitted this form to us, we will contact you and help you through the next steps. 

Contact us today to get easy car finance to rent-to-own your car in South Africa.

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Tips to Reduce Your Car’s Petrol Costs https://www.earnacar.co.za/tips-to-reduce-your-cars-petrol-costs/ Mon, 19 Aug 2019 05:23:04 +0000 https://www.earnacar.co.za/?p=72932 If you find yourself staying at home to avoid using your car because of the amount of money you use to pay for petrol, here are a few valuable tips that will help to decrease petrol consumption:  Follow These Steps to Reduce Your Car's Petrol Costs Service your car regularly. Worn spark plugs, low coolant [...]

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If you find yourself staying at home to avoid using your car because of the amount of money you use to pay for petrol, here are a few valuable tips that will help to decrease petrol consumption: 

Follow These Steps to Reduce Your Car’s Petrol Costs

  • Service your car regularly. Worn spark plugs, low coolant levels, dirty oil, petrol or air filters decrease the car’s engine efficiency in the long run. 
  • Reduce your car’s weight by removing all unnecessary items from it.
  • Accelerate gradually and as smoothly as possible. Do not speed! The faster you go, the more petrol your car will use, especially if you go above 3 000 rpm.
  • Check the wheel alignment. Bad wheel alignment causes friction and results in higher petrol consumption. Check for under-inflated tyres as these can also increase resistance.
  • Close the car’s windows when driving and avoid using the air conditioner as open windows and air conditioning can cause drag.
  • Avoid stop-starting. This also increases friction on your brakes.
  • Wait out the traffic as traffic if you can, as this not only increases fuel consumption, but also wear-and-tear on your car’s transmission and brakes.
  • Make fewer trips. Try to avoid many short journeys and combine all your errands into one trip to give your engine the chance to heat up.

Save Money with Earn-a-Car

Earn-a-Car will help you get behind the wheel of a car that you can eventually own. Our entire team prides themselves on delivering great customer service. From the moment you make contact with us to ensuring your car is in excellent condition.  With over 1 000 cars for you to choose from and excellent car finance plans to suit your budget, you will be back on the road in record time.

Contact us today to get the best car financing to rent-to-own in South Africa.

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Under Debt Review? This is how You Can Still Buy a Car https://www.earnacar.co.za/under-debt-review-this-is-how-you-can-still-buy-a-car/ Mon, 12 Aug 2019 05:14:56 +0000 https://www.earnacar.co.za/?p=72929 Being under debt review is stressful. In South African, you will need to manage the debt review process and manage other uncontrollable factors such as the low economic outlook, rising living costs and high levels of unemployment. If you are blacklisted, you won’t be able to enter into any new debt. It is possible, however, [...]

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Being under debt review is stressful. In South African, you will need to manage the debt review process and manage other uncontrollable factors such as the low economic outlook, rising living costs and high levels of unemployment. If you are blacklisted, you won’t be able to enter into any new debt. It is possible, however, to get blacklisted car finance at a very high interest rate, or you have the option to rent-to-own a car. 

How to Buy a Car When You’re Under Debt Review 

❖     What you should do: 

  • People under debt review who do not qualify for finance should consider the rent-to-buy car finance option as a more affordable way to get a car. You choose the car you want and get the benefits of ownership without having to pay excessive interest rates.
  • Show the finance company that you will be able to pay for the car on a monthly basis. If you have a job or own a home, it already benefits your finance application.
  • Make sure that you deal with a trustworthy financier. This person will help you get vehicle finance even if you are under debt review.
  • Avoid having to pay for expensive repairs and maintenance by taking out scratch and dent cover, service plans and mechanical warranties.

What to Avoid When You’re Under Debt Review 

❖     What you shouldn’t do:

  • Pay off your existing debt as soon as possible. Vehicle finance companies are more likely to accept your application if the company is able to establish that you are trying to improve your credit score. 
  • Do not enter into a finance plan that you cannot commit to. You will have a limited loan amount to spend, but if you choose the correct finance plan (like rent-to-own), you will get an even better deal.
  • Do not choose an expensive car, especially one that has a high petrol consumption. If you choose an older model car that is light on petrol, you avoid losing the value of a car through depreciation. The newer the model car, the more expensive it will be.
  • If you are determined to be of good standing and able to pay the monthly rental on a car, you will reach your goals with dedication and guidance. Speak to an expert for advice. 

Why Choose Earn-a-Car for Car Financing when You are under Debt Review?

Blacklisted or struggling to get vehicle finance? Earn-a-Car has a simple rent-to-own solution for you. Earn-a-Car is one of the best companies to go to when you are looking to finance a car. We have reliable pre-owned cars for people that are blacklisted. 

Contact us today to get the best car finance for rent-to-own a car in South Africa, today. 

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Starting a Job and Need a Car? https://www.earnacar.co.za/starting-a-job-and-need-a-car/ Mon, 05 Aug 2019 05:11:11 +0000 https://www.earnacar.co.za/?p=72926 Are you starting your dream job but you need to make sure that you are able to get to work on time, every time? Owning your first car that is in good mechanical condition is a good way to ensure that you are always prompt. It is especially useful if you have to travel for [...]

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Are you starting your dream job but you need to make sure that you are able to get to work on time, every time? Owning your first car that is in good mechanical condition is a good way to ensure that you are always prompt. It is especially useful if you have to travel for work. We have a guide on the advantages of buying a car and why you should consider a rent-to-own a car.

Advantages of Owning a Car for Your Career

  •     Independence

Being late for work more often than not, is frowned upon especially by your boss.  If you are always late, you could create a very negative reputation and be viewed as unreliable. Using public transport is great but unpredictable in South Africa. When you have your own car, you don’t have to rely on someone else to fetch you who quite possibly runs late often, or wait for hours to use public transport. In return, you will get to work on time, depending on traffic. 

  •     You Can Easily Travel to Meetings and Long Distances

If your new workplace happens to be quite a distance away from your home, or located in a remote area, you may need to rely on a car to get you there. Planning to rent-to-own a car can be of benefit to you to show that you are committed to kick-starting your career. A car is also sometimes essential when attending meetings for your company, helping you get from point A to point B and back, timeously. 

  •     Stable Job, Stable Expenses

A car provides greater responsibility as you are more aware of your exact expenses, and you can budget according to your income. The money that you will need to pay for petrol and insurance can be calculated ahead of time, and you will be able to allocate money to pay for these expenses from your monthly salary. This allows you to develop a responsible approach to your budget, income and expenses. 

Why Should You Rent-to-Buy a Car?

Obtaining vehicle finance is not always easy if you are just starting out in your career. If you choose to rent-to-own a car in the future, you can start saving money now for the upfront admin fee and potential car expenses. Rent-to-own is also an easier way to get vehicle finance, if you do not have a credit history yet.

Rent-to-Own a Pre-Owned Car with Earn-a-Car

We understand the tough road you have travelled, with some detours and dead-ends.

With our fleet of 1 000 cars, you will find that perfect car that fits into your budget, helping you get back onto the road. Earn-a-Car has a simple rent-to-own solution for you to own a car to help you to kick-start your career. 

For more information on how to rent-to-own a car, contact us today.

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What Cars are Available on Rent-to-Buy Programmes? https://www.earnacar.co.za/what-cars-are-available-on-rent-to-buy-programmes/ Wed, 24 Jul 2019 04:45:21 +0000 https://www.earnacar.co.za/?p=71647 Rent-to-own, also known as rental-purchase, is a legal documented transaction under which tangible goods such as furniture, consumer electronics, motor vehicles, home appliances or property are leased in exchange for a weekly or monthly payment, with the option to purchase the goods or property at a future point in time. The types of cars that [...]

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Rent-to-own, also known as rental-purchase, is a legal documented transaction under which tangible goods such as furniture, consumer electronics, motor vehicles, home appliances or property are leased in exchange for a weekly or monthly payment, with the option to purchase the goods or property at a future point in time. The types of cars that you will be able to choose from will depend on who you partner with. Here are some of the types of cars available at Earn-a-Car:

SUVs

SUVs have become increasingly popular. If you have kids, enjoy the outdoors or simply want a car that can easily handle speed-bumps without damaging the undercarriage of your car, then an SUV is a great option. SUVs provide a greater amount of boot space that can be used for a number of essential items including sports equipment and baby prams. 

Low-Cost City Vehicles

Many people prefer a fuel efficient zippy little car that can easily navigate the heavy traffic of city living. From smaller two-door cars to affordable sedans, you can opt for a range of budget-friendly cars that are ideal for getting around Gauteng.

Bakkies

Perhaps you have a small company and need to transport large items, or you simply need a utility car. Either way, a bakkie is a versatile vehicle that is easy to drive. 

Convertibles and Coupés

Want to drive around in style? Then a convertible or a coupé is just for you. They provide luxurious driving and are perfectly suitable if you do not require a large amount of boot space. 

Earn-a-Car is one of the leading vehicle finance companies in South Africa. Contact us for more information about our rent-to-buy finance plan today.

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Three Ways You Can Finance Your Car https://www.earnacar.co.za/three-ways-you-can-finance-your-car/ Tue, 16 Jul 2019 08:50:27 +0000 https://www.earnacar.co.za/?p=71643 According to Moneyweb, new car sales figures for February 2019 decreased by 13,3% from February 2018. With consumers increasingly feeling the financial pressure derived from rising costs and increased inflation, it is important to carefully consider your options when looking to finance a car. Here are three options that you can explore: Vehicle financing You [...]

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According to Moneyweb, new car sales figures for February 2019 decreased by 13,3% from February 2018. With consumers increasingly feeling the financial pressure derived from rising costs and increased inflation, it is important to carefully consider your options when looking to finance a car. Here are three options that you can explore:

Vehicle financing

You can opt for vehicle financing from a bank or other financial institutions where a number of car dealerships will help you to apply for vehicle financing. The major drawback of vehicle financing, however, is that it is subject to high interest rates which may increase further in the future. You will also be incurring an additional line of debt, which you will need to budget for.

One of the reasons why a number of people avoid vehicle financing is due to the lengthy approval process from banks. If you have been blacklisted in the past or don’t have a solid credit history, banks may decline your vehicle finance application.

Use your Access Bond to Pay Cash for the Car

The interest rate on a mortgage at FNB for example, is approximately 10%, which is less than the interest rate you will have to pay if you obtain vehicle financing from the same bank. Consumers can access prepaid funds on their home loans and pay cash for a car, which can be a good option seeing that you will pay a significantly lower interest rate.

Rent-to-Buy

With rent-to-buy vehicle financing, you won’t be incurring an additional line of debt. With this type of vehicle financing, you will need to make an affordable rental payment each month until you own the car. All you will need is the following:

  • Proof of income, 
  • the ability to make an upfront payment of approximately R16 500 (which is an administration fee), 
  • the ability to make a monthly payment of between R4 000 and R5 000, and 
  • you will have to meet Earn-a-Car’s simple requirements. 

Need more information about rent-to-own vehicle financing? Then contact Earn-a-Car today.

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Why Rent-to-Buy Programmes are better than Saving up for a Pre-loved Vehicle https://www.earnacar.co.za/why-rent-to-buy-programmes-are-better-than-saving-up-for-a-pre-loved-vehicle/ Mon, 08 Jul 2019 08:35:32 +0000 https://www.earnacar.co.za/?p=71633 Second-hand cars can be a great buy, but saving for one can take a long time. Here are a few reasons why rent-to-buy vehicle financing programmes are better than saving for a second-hand car: Get your wheels sooner Saving money takes a lot of time and dedication. While it is commendable to save in order [...]

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Second-hand cars can be a great buy, but saving for one can take a long time. Here are a few reasons why rent-to-buy vehicle financing programmes are better than saving for a second-hand car:

Get your wheels sooner

Saving money takes a lot of time and dedication. While it is commendable to save in order to buy your second-hand vehicle in cash, you may need a car long before you have been able to save the full amount.

With rent-to-own cars, you are able to access your car within 24-hours of applying for one at Earn-a-Car if you meet the minimal requirements. This gives you lightning fast access to the crucial transport you need.

Quality checks

At Earn-a-Car, we employ experienced mechanics who thoroughly check each and every car before it is handed over to a new user. If you buy a second-hand car from a private seller or a dealership, you could possibly get a car that is not in good mechanical condition. 

No debt

Rent-to-buy is different from taking out a vehicle loan from a bank. You will not be incurring new debt and you will simply pay the rental amount each month until you own the car. This is a safe way to get a second-hand vehicle without having to worry about increases in interest rates and a lengthy approval process.

Ready to get a great set of wheels? Then contact us for more information about rent-to-buy cars today.

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