Bad credit can happen to anyone. Getting back on track may seem very difficult, however, the car financing specialists at Earn-A-Car know what you’re going through and are here to help you rebuild your credit record.


The best way to turn your financial situation around is to rebuild your credit record. Here are some tips to help you do just that:


  • Manage existing debt: You can’t run from your debt. You must pay it back, but managing those repayments is time-consuming and difficult. One of the easiest ways to manage your existing debt is debt consolidation. Put simply, debt consolidation is the bundling of several unsecured debts into one large, monthly bill to a debt consolidation firm. This is particularly useful if you have several sources of debt, as having to organise payments to multiple creditors every month can result in missed, incorrect or simply forgotten payments. Why not let the professionals handle the distribution, while typically reducing the interest on your debt?


  • Review your existing debt: Evaluate what caused your credit record to deteriorate in the first place. Did you miss payments, make an unlucky investment, utilise too much of your credit or try to live beyond your means? Knowing what went wrong is the first step in preventing it from happening again in the future.


  • Get new, good credit: Now that you’re making good on your existing debt, you need to prove that you can maintain good credit going forward. The easiest way to do this is to start a fresh credit line somewhere and apply only good credit habits. But getting new credit will be very difficult because of your old record. This is where Earn-A-Car can help you. All you need to get a bad credit car loan or easy vehicle finance from us is:
    • A proof of income,
    • A minimum down payment of R16 500, and
    • Comply with a few simple requirements.


Not only do you get a maintained and guaranteed car to drive, but you can build yourself a new, good credit record from a clean slate with the monthly payments on the car. We will even give you back R300 cash every month that you can use towards your existing debts or contribute towards taking complete ownership of your car. With our Instant Approval system, you can get started within the hour. In as little as 54 months, the car can be completely yours. Bundle that with the flawless credit record you’ve established earning the car, and your credit record should be well on its way to being completely restored.


Use affordable, easy vehicle finance from Earn-A-Car to fix your bad credit rating

So, what are you waiting for? Contact us today to get started on the road to getting your finances back on track with the aid of our easy car finance deals and bad credit car loans. Should you know anyone else in a similar position to yourself, we will also reward you with R1 000 cash for every successful referral you send our way.