Maximum claims are limited in terms of Benefit A and Benefit B below depending on the age of the vehicle:
Benefit A: Vehicles not older that 4 years or 130,000 kms’s at the time of the claim
Benefit B: Vehicles older than 4 years or more than 130,000 km’s at the time of the claim
| Cover | A | B |
| Engine: Cylinder block, cylinder head (mechanical failure only), pistons, gudgeon pins, piston rings, crankshaft main and big-end bearings, oil pump, connection rods, camshaft, cam followers, casing, valve-operating mechanism (excluding the belt), valves, valve guides, valve-stem seals and complete overhaul gasket set. (Please note that cracked cylinder heads as a result of overheating are subject to the overheating benefit limit) |
R20,000 | R10,000 |
| Gearbox: Transmission – manual vehicles : Gears, shafts, synchronic hubs, bearings and casing.Transmission – Automatic vehicles : Torque converter, gears, oil pump, valve block assembly, clutch bands and casing (flex plate excluded). |
R14,000 | R7,000 |
| Differential (Transaxle): Differential and front wheel drive unit : Crown wheel and pinion, differential assembly, bearings, all internal drive units parts and casings. |
R14,000 | R7,000 |
| Drive shafts (Prop shafts): Half shafts, side shafts, CV joints, prop shafts (excluding prop shaft tube). |
R5,000 | R2,500 |
| Clutch: For mechanical failure only. Clutch plate, clutch fork, pressure plate, slave cylinder, release bearing and master cylinder. |
R5,000 | R2,500 |
| Suspension: Upper and lower wishbones with associated ball joints and bushes. |
R5,000 | R2,500 |
| Wheel Bearings: Driven wheels only (excluding hubs). |
R5,000 | R2,500 |
| Turbo Assembly: Turbo charger, factory fitted as standard, including impellers, shafts, bushes and casings (excludes intercoolers). |
R8,000 | R4,000 |
| Management System: Engine Management Electronic Control Unit (ECU) only. |
R8,000 | R4,000 |
| Front Wheel Drive Unit: | R5,000 | R2,500 |
| Steering Mechanism: All internal parts of steering box rack and pinion and power steering pump (excludes rubber boots). |
R5,000 | R2,500 |
| Fuel System: Carburettor, fuel pump, airflow meter, fuel accumulator, fuel distributor, warm up regulator (excludes fuel injectors, service, tune-up and diesel pump calibrator). |
R5,000 | R2,500 |
| Braking System: Servo unit, master cylinder, wheel cylinder washers and calliper seals. |
R5,000 | R2,500 |
| Electrical Components: Alternator, starter motor, wiper motor, and electric sunroof motor |
R5,000 | R2,500 |
| Electrical Ignition: All solid-state control and triggered units where fitted as standard by the manufacturer (excludes distributor, ignition switch, barrel and key). |
R5,000 | R2,500 |
| Cooling System: Water pump and radiator repair (tank leaks only). |
R5,000 | R2,500 |
| Air Conditioner: Air conditioner compressor (excludes re gassing). |
R5,000 | R2,500 |
| Overheating: Any breakdown as result of overheating, whatever the cause, and giving rise to engine / part failure / cracked cylinder head shall be limited to the amount stated under Overheating in the limits of liability table |
R5,000 | R2,500 |
| Over fueling of diesel vehicles: Breakdowns because of any defect arising from over fuelling, incorrect servicing, adjustment or replacement of injectors, injection pumps and associated parts are limited to the benefits as listed under the limits of liability table found on your product information sheet |
R5,000 | R2,500 |
| Cam Belt Failure: Actual breaking or stripping of teeth of the cam belt and any resulting damage, for example, bent valves, etc. – Any cam belt-related claim is limited as per the limits of liability table under Cam belt Failure. |
R5,000 | R2,500 |
| Tow-in Charges: | R1,000 | R1,000 |