Maximum claims are limited in terms of Benefit A and Benefit B below depending on the age of the vehicle:

Benefit A: Vehicles not older that 4 years or 130,000 kms’s at the time of the claim

Benefit B: Vehicles older than 4 years or more than 130,000 km’s at the time of the claim

Cover A B
Cylinder block, cylinder head (mechanical failure only), pistons, gudgeon pins, piston rings, crankshaft main and big-end bearings, oil pump, connection rods, camshaft, cam followers, casing, valve-operating mechanism (excluding the belt), valves, valve guides, valve-stem seals and complete overhaul gasket set.
(Please note that cracked cylinder heads as a result of overheating are subject to the overheating benefit limit)
R25,000 R12,500
Transmission – manual vehicles : Gears, shafts, synchronic hubs, bearings and casing.Transmission – Automatic vehicles : Torque converter, gears, oil pump, valve block assembly, clutch bands and casing (flex plate excluded).
R17,500 R8,750
Differential (Transaxle):
Differential and front wheel drive unit : Crown wheel and pinion, differential assembly, bearings, all internal drive units parts and casings.
R17,500 R8,750
Turbo Assembly:
Turbo charger, factory fitted as standard, including impellers, shafts, bushes and casings (excludes intercoolers).
R10,000 R5,000
Management System:
Engine Management Electronic Control Unit (ECU) only.
R10,000 R5,000
Drive shafts (Prop shafts):
Half shafts, side shafts, CV joints, prop shafts (excluding prop shaft tube).
R6,250 R3,125
For mechanical failure only. Clutch plate, clutch fork, pressure plate, slave cylinder, release bearing and master cylinder.
R6,250 R3,125
Upper and lower wishbones with associated ball joints and bushes.
R6,250 R3,125
Wheel Bearings:
Driven wheels only (excluding hubs).
R6,250 R3,125
Front Wheel Drive Unit: R6,250 R3,125
Steering Mechanism:
All internal parts of steering box rack and pinion and power steering pump (excludes rubber boots).
R6,250 R3,125
Fuel System:
Carburettor, fuel pump, airflow meter, fuel accumulator, fuel distributor, warm up regulator (excludes fuel injectors, service, tune-up and diesel pump calibrator).
R6,250 R3,125
Braking System:
Servo unit, master cylinder, wheel cylinder washers and calliper seals.
R6,250 R3,125
Electrical Components:
Alternator, starter motor, wiper motor, and electric sunroof motor
R6,250 R3,125
Electrical Ignition:
All solid-state control and triggered units where fitted as standard by the manufacturer (excludes distributor, ignition switch, barrel and key).
R6,250 R3,125
Cooling System:
Water pump and radiator repair (tank leaks only).
R6,250 R3,125
Air Conditioner:
Air conditioner compressor (excludes re gassing).
R6,250 R3,125
Any breakdown as result of overheating, whatever the cause, and giving rise to engine / part failure / cracked cylinder head shall be limited to the amount stated under Overheating in the limits of liability table
R6,250 R3,125
Over fueling of diesel vehicles:
Breakdowns because of any defect arising from over fueling, incorrect servicing, adjustment or replacement of injectors, injection pumps and associated parts are limited to the benefits as listed under the limits of liability table found on your product information sheet
R6,250 R3,125
Cam Belt Failure:
Actual breaking or stripping of teeth of the cam belt and any resulting damage, for example, bent valves, etc. – Any cam belt-related claim is limited as per the limits of liability table under Cam belt Failure.
R6,250 R3,125
Tow-in Charges: R1,250 R1,250