Banks giving you the cold shoulder because of bad credit? 3 tips for getting a car if you are blacklisted.

Banks giving you the cold shoulder because of bad credit? 3 tips for getting a car if you are blacklisted.

By | 2013-05-06T10:31:19+00:00 6 May 2013|Blacklisted credit|

If you’re blacklisted, it can be very difficult to get traditional vehicle financing for a car because banks always look at your bad credit record.

The first thing to remember is that there is nothing to be ashamed of when you have a bad credit score. In fact, with the economic difficulties we’re all facing, it’s becoming a reality for more and more people.

The second thing to remember is that this doesn’t mean that it’s impossible for you to get a car. In our society, having your own transport is essential to getting a better job, earning more money and getting the freedom you deserve. Luckily, there are some fantastic financing programmes out there that are specifically designed to help you get out on the road in your very own set of wheels!

Here’s what you have to do:

  1. Get help to manage your debts. Debt is a problem for many people, and it’s one that can make you feel overwhelmed at times! But there is a lot of help out there, including debt counselling, that will get you back on your feet and improve your credit rating.
  2. Build up some savings. This isn’t possible for everyone, but it’s important that you do everything you can to save up as much money as possible for a car down payment. This is something that a debt counsellor can help with, as they can draw up a plan to make your debt manageable.
  3. Approach Earn-a-Car. Earn-a-Car has a fantastic programme where you can get mobile quickly and easily – no credit check required! Their list of basic requirements is easy to meet, and you could be driving off in your very own car in no time. With this rent-to-own system, you earn money while driving your car. You can then use this money to pay off your vehicle or spend the money as you wish. This way, in 3 to 6 years, the car you pick will be all yours! Not only is this a great way to get the car of your dreams, this programme will also help you improve your credit record.

Being blacklisted makes it hard to get a car loan, but there are trustworthy programmes from reputable companies that will help get you on the road. Contact Earn-a-Car today to find out more about getting a car when you have a bad credit history or are blacklisted.