Checking your credit history
Checking your credit history is essential so that you know whether or not you appear on the ITC blacklist.
The credit report will indicate what your creditors have to say about you and whether or not you have defaulted with consolidating your debt.
If you are attempting to apply for finance or a loan, borrowers will check your credit history.
So why not apply for a credit report so that you know your credit status before potential borrowers check you out.
There are several websites that one can go to, to obtain a Credit Health Report. For a minimal fee you can find out your credit history within an hour.