Many residents of Johannesburg, South Africa, find it quite difficult to get personal vehicle finance, and this is truer in case of blacklisted people. So if you are looking for personal vehicle finance in Johannesburg, then the first thing that you need to check is your credit ranking. It is very important to maintain a good credit ranking as it improves your chances of getting personal vehicle finance.

The credit report in South Africa is maintained by ITC, which is a Credit Reference Agency. So if you have been blacklisted in the past for any outstanding credit payment, then the same would reflect on your credit score. Therefore, it is important to check your credit ranking and improve it in order to get personal vehicle finance in Johannesburg or Gauteng.

In case of personal vehicle finance for people with bad credit history, it may not be easy to get the loan because of the many background checks. If you have a bad credit history and have still managed to get personal vehicle finance, then it is possible that the interest on the vehicle finance may be very high.

Gauteng Personal Vehicle Finance for Blacklisted People

If you have been blacklisted in the past and wish to apply for personal vehicle finance, then you just need to choose the correct option. With that you don’t have to worry about paying high interest rate or your low credit ranking. Instead of applying for personal vehicle finance through a bank, you can apply for a loan through a financial institution like Earn-a-car , which deals in vehicle finance for blacklisted people. Alternatively, you can also opt for vehicle lease finance, wherein you can get a vehicle on lease and then buy it at the end of the lease agreement.

Many blacklisted people in Johannesburg and Gauteng now prefer to get their personal vehicle finance through Earn-a-car . At Earn-a-car, you need not worry about your credit history and can get your personal vehicle within 24 hours. You just need to fulfill certain basic conditions and are ready to drive home your new car.

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