If you live in Johannesburg, you may face a lot of difficulties in getting a personal vehicle loan, especially if you are blacklisted.
The first hurdle that you may have to face is that of your credit ranking, which you were probably not aware of before. It is essential for you to know that the interest rate that lending companies charge depends on how low or high your credit score is.
If you have a bad credit score or if you are blacklisted, you will probably be refused a vehicle loan unless you are ready to pay an exorbitant interest rate. Even for that you will have to first find a lender who specializes in lending to blacklisted people. Remember that every time your application for a loan is rejected, your credit score goes down further.
Johannesburg Personal Vehicle Finance
There is a better option for people living in Johannesburg. Choosing the correct option will not only let you have a car but also change your credit ranking for the better. If your application for a personal vehicle loan has been rejected by a bank or any other lending institution apply for vehicle lease finance and drive home in a car within 24 hours with no questions asked regarding your credit history.
Johannesburg personal vehicle finance was never as easy as before as it is now.
Personal Vehicle Finance for Blacklisted People
If you live in Johannesburg, are blacklisted and want a car, you only need to meet certain basic criteria such as a valid driving license, proof of residence and your bank statements. Also, you must be 25 and do not have any criminal record. If you meet such simple requirements, you can get a car within 24 hours.
Your urgent need of a car can be met at Earn-a-car . Check out the Earn-a-car website and fill out our pre-approve form or call us at the number provided and you will be mobile within 24 hours of meeting our criteria.