Everyone makes mistakes. We have all heard this simple, reassuring saying hundreds of times when we were children. But sometimes when we grow up our mistakes are more than just a memory, they can follow us wherever we go. I am speaking, of course, about bad credit history. If you are a person who has a poor credit score, it can have a profound affect on your life. Because of past mistakes, you may be denied a job opportunity, an apartment, a home or even a car.
In certain countries, such as South Africa, the process of denying people access to ordinary services and privileges is commonly known as blacklisting. In South Africa people are often put on blacklists because they fail to pay or consolidate their debt. This dubious distinction can make acquiring assets such as cars and homes almost impossible, especially if you have to apply for a bank loan
But being blacklisted is not something that you should be ashamed of. In fact, according to recent reports nearly one in four South Africans have been placed on the credit blacklist. This means that there are over five millions people who are on the rolls for various reasons.
The good news is that there are things you can do right now to alter you credit rating and get yourself off the credit blacklist. Though the list can be revised, it doesn’t happen overnight, there are, in fact, definite steps you must take to improve your credit. The first thing you should do is to consolidate your debt and to demonstrate to lenders that you are making an effort.
But life moves on regardless of your credit report and you undoubtedly have obligations, even if you are on a blacklist. Probably the most common concern of people with questionable credit is that they are blacklisted but need a car. The best thing to do if you are in this unenviable situation is to contact a car rental company that caters to people with spotty credit histories.
Remember, one out of every four South Africans have made it onto a credit blacklist, which means that one in four people in the country need a way to get around from day to day. And there are currently plenty of companies in South Africa that are willing to take a chance on customers with bad credit to rent or even sell them quality vehicles at affordable prices. In fact, many of these companies don’t ask many questions-they don’t even perform a simple credit check.
If you are a person who has been blacklisted, buying a vehicle of your own will go a long way to helping you restore good credit. That is why many blacklisted individuals choose to purchase a car from companies that cater to people with poor credit histories.
So if you are blacklisted and need a car, all you have to do is contact a car company that advertises to the blacklisted. Most of them state that they can put you behind the wheel of a new vehicle in only twenty-four hours.
*A valid driver’s license
*Over 25 years old
*A minimum deposit
*Proof of Income
We could have you on the road as quick as within 24 hours as long as you meet our criteria.