Are you struggling to get vehicle finance because of your bad credit record or poor financial history? Perhaps you have already been blacklisted and find it an endless battle to get finance to purchase a car. As if it is not already enough to deal with all the other aspects when purchasing either a new or used car, now you have to deal with the burden of not getting vehicle finance. No matter what the reason is for you being blacklisted, this article will provide some assistance in acquiring vehicle finance for the blacklisted.

Generally the monthly payments for someone blacklisted are much higher because the lender perceives the borrower (who has a bad credit record) as a higher financial risk. But there is no need to despair. There are car loans and other vehicle finance packages available just about to anyone. There are also various online finance companies through which you could apply for finance by simply filling out the online forms. But be careful when selecting a vehicle finance company, because sadly many of these companies claim they provide vehicle finance for blacklisted individuals or people with a bad credit record. Do proper research of the company before you make a decision. Find a company that lists client testimonials of previous satisfied clients that have bought a car using the company’s particular finance solution. Ask many questions before you even start filling out the application form. The more you know about the different loan and lending companies that provide vehicle finance for new or used vehicles, the easier you can make an informed decision about the vehicle finance that best suits you, regardless if you are blacklisted or not.

Rent to own

There is no need you need to be taken advantage of just because you have had some difficult financial times in the past. Times will change and that means your financial record will change too.

If you are blacklisted and need a car urgently then you should contact Earn-a-car today! They could have you on the road as quick as within 24 hours of meeting the criteria. Find out more about an alternate to vehicle finance