General Disclaimer:

Every effort is made to ensure that the information contained on this website is complete and correct, although we cannot guarantee that there are no errors or omissions. Any third party’s adverts that may appear on this site, and any views expressed in any blogs, surveys, opinions or reference material are not the views of the website owner, unless otherwise indicated, and the website owner cannot be held liable for any disputes, claims or offence arising therefrom. The use of this website, and the application of information derived from this website, is done outside of our control. Accordingly, the owners, administrators, staff, advisers, agents and any person associated with this website cannot be held liable for any loss or damage that is incurred or may be incurred by any person as a direct or indirect result of the use of this website or the use of application of any information contained on or obtained from this website, nor as a result of anything that is contained in or omitted from such information. The use of this website constitutes consent to these terms.

Disclaimer against the giving of advice:

The information contained herein is intended to provide a guideline for situations that are common and standard, and every effort is made to ensure that they are complete and correct. However, this website and the information on this website do not constitute advice. Different situations give rise to different consequences, which might render the use of information contained on this website inappropriate. It is therefore advisable to consult with a specialist if there is any doubt as to the applicability of any information contained herein given your unique circumstances. Any third party’s adverts that may appear on this site, and any views expressed in any blogs, surveys, opinions or reference material are not the views of the website owner, unless otherwise indicated, and the website owner cannot be held liable for any disputes, claims or offence arising therefrom. The owners, administrators, staff, advisers, agents and any person associated with this website cannot be held liable for any loss or damage that is incurred or may be incurred by any person as a direct or indirect result of the use of this website or any information contained on or obtained from this website, nor as a result of anything that is contained in or omitted from any information. The use of this website constitutes consent to these terms.